Legal
Last updated: 5 June 2026 · Effective immediately upon account creation or use of ph78.biz
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and ph78 ("we", "us", "our", "the Platform") governing your access to and use of ph78.biz and all associated services. Please read them carefully before creating an account or placing any wager.
1.1 These Terms, together with the ph78 Privacy Policy, constitute the entire agreement between you and ph78 with respect to your use of the Platform. All prior oral or written communications, representations, or agreements are superseded by these Terms.
1.2 ph78 reserves the right to amend these Terms at any time. The updated Terms will be posted on ph78.biz with a revised effective date. Continued use of the Platform following publication of any amendment constitutes your acceptance of the revised Terms.
1.3 These Terms are written in English. In the event of any discrepancy between a translation and the English version, the English version shall prevail.
2.1 Age Requirement. You must be at least twenty-one (21) years of age to register an account or use any ph78 service. This requirement is mandatory under applicable Philippine gaming regulations and is strictly enforced by ph78. Registration by persons under 21 is prohibited. ph78 reserves the right to request proof of age documentation at any time and to immediately suspend any account where age requirements cannot be verified.
2.2 Geographic Restrictions. ph78 services are intended for players in the Philippines. It is your responsibility to ensure that accessing ph78 does not violate the laws of your local jurisdiction. ph78 does not represent that its services are legal in all locations.
2.3 Single Account. Each individual may hold only one (1) ph78 account. The existence of multiple accounts belonging to the same individual, household, device, IP address, or payment method constitutes grounds for immediate suspension of all associated accounts and forfeiture of any balances therein.
2.4 Capacity. You represent that you have full legal capacity to enter into this agreement, are acting on your own behalf, and are not acting as an agent for any third party.
3.1 To access real-money games on ph78, you must register an account by providing accurate, complete, and current information including your full legal name, date of birth, residential address, email address, and mobile number.
3.2 ph78 is required under PAGCOR guidelines and applicable anti-money laundering regulations to conduct Know Your Customer (KYC) verification. You agree to provide valid government-issued identification (e.g., Philippine Passport, SSS, UMID, PhilSys ID, or driver's licence) and any supporting documentation requested by ph78. Failure to complete KYC verification will result in suspension of withdrawal privileges until verification is completed.
3.3 You are solely responsible for maintaining the confidentiality of your ph78 account credentials. ph78 is not liable for any loss resulting from unauthorised access to your account arising from your failure to maintain credential security. You must notify ph78 immediately upon discovering or suspecting unauthorised account access.
3.4 ph78 reserves the right to refuse account registration or to close an existing account at its sole discretion without obligation to provide reasons.
4.1 Accepted Methods. ph78 accepts deposits and processes withdrawals via GCash, PayMaya, BPI, BDO, and Metrobank. All transactions are denominated in Philippine Peso (PHP). ph78 does not accept deposits from payment methods not registered in your name.
4.2 Minimum Deposits. ph78 may set minimum deposit amounts which are displayed on the Cashier page. These amounts may be updated from time to time without advance notice.
4.3 Withdrawal Processing. ph78 will process withdrawal requests within a reasonable timeframe subject to satisfactory KYC verification, completion of applicable wagering requirements, and compliance with these Terms. ph78 reserves the right to impose additional verification steps for large or unusual withdrawal requests.
4.4 Anti-Money Laundering. Withdrawals must be returned to the same payment method used for the original deposit where technically possible. ph78 complies with the Anti-Money Laundering Act of 2001 (Republic Act No. 9160, as amended) and its implementing rules. ph78 may be required to report certain transactions to the Anti-Money Laundering Council (AMLC) without prior notification to you.
4.5 Unclaimed Balances. Dormant account balances may be subject to a monthly inactivity fee after twelve (12) consecutive months of no login activity. ph78 will provide advance notice via your registered email prior to applying any inactivity fee.
5.1 ph78 may offer bonuses, free bets, cashback, and other promotional incentives from time to time. All promotions are subject to their own specific terms, including wagering requirements, game restrictions, time limits, and maximum withdrawal limits applicable to bonus funds.
5.2 Bonus abuse — including, without limitation, creating multiple accounts to claim bonuses, using betting patterns designed to exploit bonuses without genuine play intent, or colluding with other players to claim promotional advantages — is strictly prohibited. ph78 reserves the right to withhold, reclaim, or cancel bonus funds where abuse is suspected or identified.
5.3 ph78 reserves the right to modify, suspend, or cancel any promotion at any time without notice. No compensation will be payable to players in respect of any cancelled promotion.
6.1 All games available on ph78 are governed by individual game rules accessible within each game interface. In the event of a conflict between individual game rules and these Terms, these Terms shall prevail with respect to account and payment matters; individual game rules shall prevail with respect to game outcomes.
6.2 ph78 uses certified Random Number Generator (RNG) technology and licensed live dealer studios. Game outcomes are not manipulated by ph78. Published Return to Player (RTP) percentages are provided by the relevant game provider and are accurate over statistically significant sample sizes — individual session results may vary significantly.
6.3 In the event of a system malfunction, disconnection, or technical error during a game round, ph78 will make reasonable efforts to restore the game to its pre-error state where possible. If restoration is not possible, the wager may be refunded at ph78's discretion.
6.4 ph78 reserves the right to void any bet or game result where there is evidence of manipulation, technical error, data corruption, or other irregularity that affects the integrity of the outcome.
7.1 You agree not to use ph78 for any of the following:
7.2 ph78 employs fraud detection systems and cooperates with law enforcement and regulatory bodies. Where prohibited conduct is identified, ph78 will suspend the relevant account, withhold funds pending investigation, and report the matter to the appropriate authorities.
8.1 All content on ph78.biz — including but not limited to the ph78 brand name, logo, website design, graphics, game interfaces, and written content — is the intellectual property of ph78 or its licensors and is protected by applicable intellectual property laws.
8.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use ph78.biz for personal entertainment purposes only. No content from ph78.biz may be reproduced, distributed, modified, or used for commercial purposes without prior written consent from ph78.
9.1 To the maximum extent permitted by applicable Philippine law, ph78's total liability to you in respect of any claim arising out of or in connection with these Terms or the Platform shall not exceed the amount of your current ph78 account balance at the time the claim arises.
9.2 ph78 is not liable for: (a) loss of profits or winnings; (b) loss of data; (c) indirect, consequential, or punitive damages; (d) losses arising from your violation of these Terms; or (e) service interruptions beyond ph78's reasonable control, including but not limited to internet outages, telecommunications failures, or acts of government.
9.3 ph78 makes no warranty, express or implied, that the Platform will be available without interruption or error, or that defects will be corrected.
10.1 ph78's collection, use, and protection of your personal data is governed by the ph78 Privacy Policy, which forms part of these Terms by reference. By agreeing to these Terms, you also agree to the Privacy Policy.
10.2 ph78 processes personal data in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations.
11.1 ph78 is committed to responsible gaming. All ph78 services are available to players 21 years old and above only. ph78 provides deposit limit tools, session time reminders, cooling-off periods, and permanent self-exclusion options accessible from within your account settings.
11.2 If you believe your gambling has become problematic, you are strongly encouraged to use ph78's self-exclusion tool or contact our support team. The self-exclusion is effective immediately and cannot be reversed during the selected exclusion period.
11.3 ph78 complies with PAGCOR's responsible gaming policies. Further information on responsible gaming resources in the Philippines is available through PAGCOR's official responsible gaming programme.
11.4 You must not use ph78 if you have previously self-excluded from ph78 or any other gambling platform and your exclusion period is still active. Attempting to circumvent a self-exclusion is a breach of these Terms.
12.1 ph78 may suspend or terminate your account immediately and without notice if you breach these Terms, if suspicious activity is detected on your account, if required to do so by a competent authority, or at ph78's sole discretion for any other reason.
12.2 Upon suspension or termination of your account for a breach of these Terms, ph78 reserves the right to withhold any balance pending investigation. If the breach is confirmed, any bonus funds and any winnings derived from bonus play may be forfeited.
12.3 You may close your account at any time by contacting ph78 support. Any remaining real-money balance will be returned to your registered payment method following satisfactory completion of all outstanding KYC and wagering requirements.
13.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms that cannot be resolved through ph78's internal complaints process shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.
13.2 In the first instance, disputes should be raised with ph78's customer support team at [email protected]. ph78 will endeavour to respond to complaints within five (5) business days.
14.1 ph78 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via email or a prominent notice on ph78.biz prior to taking effect. Your continued use of ph78 after the effective date of any amendment constitutes acceptance of the revised Terms.
For questions, complaints, or assistance regarding these Terms, please contact the ph78 support team:
Email: [email protected]
Operating hours: 24 hours a day, 7 days a week (Philippine Time, PHT)
A summary of the most important commitments ph78 makes to its players — and what ph78 expects in return.
ph78 enforces a strict 21+ age requirement consistent with PAGCOR regulations. Age verification is mandatory. Accounts belonging to underage players are terminated and any deposits are returned.
Each player may hold exactly one ph78 account. Multiple accounts result in immediate suspension of all accounts and forfeiture of associated balances. Use the recovery process if you've lost access to your existing account.
ph78 complies with the Anti-Money Laundering Act (RA 9160) and the Data Privacy Act (RA 10173). KYC documents are required before any withdrawal is processed. Your data is protected and never sold.
All ph78 bonuses are subject to clear wagering requirements published at the time the bonus is offered. Bonus abuse results in forfeiture. ph78 does not impose hidden conditions on bonus withdrawals.
Deposit limits, session timers, cooling-off periods, and permanent self-exclusion are all available in your ph78 account settings. Responsible gaming controls are built into the platform — not buried in a support ticket queue.
Every game on ph78 uses independently certified RNG technology or licensed live dealer studios. ph78 does not manipulate game outcomes. Published RTP percentages are accurate and sourced directly from providers.
Our support team is available 24/7 Philippine time. Sign in to your ph78 account or check our FAQ for quick answers.
For players 21 years old and above only. Please play responsibly.